Wednesday, May 21, 2008

Dave Ramsey Vehicles

For those of you who do not know this, Dan and I have just graduated from Financial Peace University!!!

What is Financial Peace University???? Click Here...

Basically it is a life-changing program that teaches you how to make the right decisions with your money all lead by an awesome leader named Dave Ramsey. FPU encouraged Dan and I as a couple to get out of debt and since January we have been able to get all of our debt paid off and have been able to save a good nest egg for ourselves. We plan on living this way forever now, and it is something that we encourage many other couples to try.

In order to get our debt paid off, we sold our truck and were able to get two vehicles and still pay down debt. We paid cash for both which was an amazing feat for us!! Dave talks a lot about people selling the vehicles that they own when first entering FPU and by the end of the program purchasing old beater cars, formally known as "Dave Ramsey Vehicles". So that is the name of the two vehicles we have purchased.

We have the van, which we paid cash for when we first bought it. We now have a 97 nissan sentra and a truck (get this...89 Ford F150, one owner and we had a mechanic look at it and he said that it was in GREAT condition!) which Dan needed for work (I will be able to explain more about his work in about a week or so....we are going through some exciting changes, but I can't say anything about it yet...just keep praying for us!) So we own 3 vehicles that all together value about $8,000! Crazy to think that but Dan and I are happy with no payments...and we REALLY don't care what the vehicles look like at this point. The most important thing to us right now is to get financially secure using cash only! We are excited to see what God has in store for us!!

One bad thing about these two vehicles that we got is that they are both standard. I can only drive automatic!! Dan tried to teach me a few weeks ago but I haven't been behind the wheel again since then. Yesterday we had to take the van in to have the cooling fans fixed so I have been stuck in the house and just pray that I don't have to go anywhere because I would not be safe on the roads!

This is Old Blue...the name will be changed to Black Beauty when she is painted flat black. Dan has ALWAYS wanted an old beater truck to paint flat black...oh joy...he got it!

Here's Caleb testing to make sure the hood is safe!

And here is the nissan. This is the car that Dan drives to work and to do the paper route in. Oh and no...that is not our boat, it's our neighbors!